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A high credit limit can help you lower your credit utilization ratio, as a result, boosting your credit score.
If there are people that depend on you financially, you need life insurance to protect them. The most common reason for buying life insurance is to reassure you that your dependents will be well taken care of in case of your death.
Budgeting is about creating a plan to spend your money. A good budget shows you how much money you have, how much you have spent, and how much you will need in the future.